Insurance tests are held in India for a variety of positions in the insurance industry. In India, the insurance business has been one of the most important sources of employment and has reaped the greatest benefits over the last two decades.
The Insurance Regulatory and Development Authority of India (IRDA) is the major authority in charge of managing and promoting India's insurance business. In India, insurance tests are held at regular intervals, and applicants from all across the country wait for the recruitment to take place each year.
We will cover insurance tests held by several insurance firms in India in this post.
Insurance companies are divided into two parts:
- Life Insurance Companies
- Non-Life Insurance Company
Companies giving life insurance offer coverage to the life of the individuals, whereas the non-life insurance companies offer coverage to our daily living like travel, health, our car and bikes, and home insurance.
The article will discuss the insurance exams conducted by the following insurance companies in India:
- LIC- Life Insurance Corporation of India
- NIACL- New India Assurance Company Limited
- NICL- National Insurance Company Limited
- OICL- Oriental Insurance Company Limited
- UIIC- United India Insurance Company
- IRDA- Insurance Regulatory and Development Authority of India
The table below discusses the important information regarding the insurance exams for the year 2019-20 and 2021:
| Insurance Exams Official Notification Dates | ||
| Conducting Body | Insurance Exams | Important Dates |
| Life Insurance Corporation Limited (LIC) | LIC ADO | May 20, 2019 |
| LIC AAO | February 25, 2020 | |
| LIC HFL | August 8, 2019 | |
| New India Assurance Co. Limited (NIACL) | NIACL Assistant | August 2019 |
| NIACL Administrative Officer | December 5, 2018 | |
| National Insurance Company Limited (NICL) | NICL Administrative Officer | 2021 yet to be released |
| Oriental Insurance Company Limited (OICL) | OICL Administrative Officer | 2021 yet to be released |
| United India Insurance Company (UIIC) | UIIC Administrative Officer | February 2, 2019 |
| UIIC Assistant | August/ September 2019 | |
| Insurance Regulatory and Development Authority (IRDA) | IRDA Assistant Manager | 2021 yet to be released |
The details regarding the important dates, recruitment, vacancy, salary, etc. will be mentioned in this article for the above-mentioned insurance companies.
LIC
Established in 1956, LIC is currently India’s largest Insurance Company of India. The insurance exams conducted by LIC are for the following posts:
- LIC HFL
- LIC AAO
- LIC ADO
The exams conducted for recruitment in LIC is based on the requirement of the insurance company. Candidates need to keep a check on the official website of LIC to know about all the recruitment information.
Candidates can also visit, LIC Exams for detailed information about the recruitment held by LIC.
LIC ADO
LIC ADO recruitment is held for the post of Apprentice Development Officer. The last edition of this exam was held in the year 2019.
Candidates can check for the LIC ADO notification in the official website of Life Insurance Corporation. The notification gives details regarding the vacancy, exam pattern, important dates, etc. for the candidates willing to apply.
The details about the LIC ADO exam are as mentioned below:
| LIC ADO | ||
| 2015 | 2019 | |
| Conducting Body | Life Insurance Corporation of India | |
| Post | Apprentice Development Officer | |
| Vacancy | 363 | 8,581 |
| Official Notification Date | June 1, 2015 | May 20, 2019 |
| Mode of Exam | Online |
The vacancies released under LIC ADO are for three different categories:
- Open Market category
- Employee category
- Agents category
The exam pattern for the three categories is also approximately the same. LIC ADO exam pattern is divided into three stages:
- Preliminary Exam
- Mains Exam
- Interview
- Medical Test
Candidates can get the detailed LIC ADO syllabus on the linked page.
Employees who are already employed by LIC are eligible to apply, and they will not be required to take the preliminary test. LIC ADO recruiting does not take place at a set period of time; it is totally dependent on the company's need.
The LIC publishes qualifying criteria, and only those who meet them are eligible to apply for the position. The following are the LIC ADO eligibility requirements:
- Nationality: Candidate should be a citizen of India
- Age Limits: Candidate must be between 21 years and 30 years of age.
- Experience: Candidates applying for LIC ADO exam need to be experienced for a minimum of 2 years. The experience required differs for candidates to apply for different posts.
- Educational Qualification: The applying candidate must be a graduate from any Indian University, approved for the fellowship of Insurance Institute of India.
For detailed LIC ADO Recruitment information candidates can visit the linked article.
LIC AAO
The Assistant Administrative Officer (LIC AAO) test is for the job of Assistant Administrative Officer in the Life Insurance Corporation. The test is not held every year, and the number of openings is determined on LIC's needs.
The LIC AAO recruiting announcement for the 2020-21 academic year is still active. The most recent recruiting before 2020 took place in 2019. The following is important information regarding LIC AAO:
| LIC AAO | ||
| 2019 | 2020 | |
| Conducting Body | Life Insurance Corporation of India | |
| Post | Assistant Administrative Officer | |
| Vacancy | 590 | 168 |
| Official Notification | March 2, 2019 | February 25, 2020 |
| Mode of Exam | Online | Online |
The LIC AAO recruitment shall be conducted for different specializations. The categories of LIC AAO Exam are as follows:
- LIC AAO (Legal)
- LIC AAO (IT)
- LIC AAO (CA)
- LIC AAO (Actuarial)
- LIC AAO (Rajbhasha)
The exam pattern for the year 2020 is slightly different from the LIC AAO exam pattern 2019. Since 2019, a recruitment drive has three stages in the recruitment process, but this year, an additional written exam was added to the exam pattern. The LIC AAO exam pattern for 2019 is given below:
- Preliminary Exam
- Mains Exam
- Interview
- Pre-Recruitment Medical Exam
LIC AAO notification for 2020-21 recruitment was released on February 25, 2020.
LIC HFL
LIC Housing Finance Limited is one of India's most well-known housing finance companies. The main goal of LIC HFL is to provide long-term financing to customers who want to buy a house or flat for their own usage.
The announcement for Assistant Manager (Legal) at LIC HFL was just published by LIC. The following are crucial dates for the recruitment process:
| LIC HFL Assistant Manager (legal) Exam 2019-20 | |
| Events | Important Dates |
| Online Registration Begins | December 2, 2019 |
| Online Registration Closes | December 16. 2019 |
| Online Examination | January 27, 2020 |
LIC HFL holds the recruitment for three posts:
- LIC HFL Associate
- LIC HFL Assistant
- LIC HFL Assistant Manager
Candidates can visit LIC HFL Recruitment for details about the recruitment process.
The LIC HFL exam was last conducted in the year 2018. The table below shows the details about LIC HFL exam 2018 and 2019:
| LIC HFL Exam | ||
| 2018 | 2019 | |
| Conducting Body | Life Insurance Corporation Of India | |
| Official Website | https://www.lichousing.com/ | |
| Official Notification | August 2018 | August 8, 2019 |
| Vacancy | 300 | 300 |
| Salary | Rs. 22257/- (Assistant)Rs. 33498/- (Associate)Rs. 52200/- (Assistant Manager) | Rs. 23870/- (Assistant)Rs. 35960/- (Associate)Rs. 56000/- (Assistant Manager) |
The exam pattern for LIC HFL is divided into three stages:
- Written Exam
- Interview
- Medical Test
The candidates who qualify the written exam and interview are called for the medical test, and then the final merit list of candidates is generated. For detailed LIC HFL Syllabus, candidates may visit the linked article.
Candidates applying for various posts under LIC HFL need to fulfil certain eligibility criteria. The eligibility criteria for the exam to be conducted is as mentioned below:
- Nationality: Candidate must be an Indian citizen
- Age limit: Candidate must be between 21 and 30 years of age.
- Educational Qualifications: Graduate from any Government recognized University in any discipline. Candidates applying for Associate must be intermediate in CA.
NIACL
New India Assurance Company Limited (NIACL) is a multinational general insurance company headquartered in New Delhi, India. Since 1919, NIACL has served the country as a non-life insurance company. The majority of NIACL recruitment is for two positions:
Assistant to the Director of Administration
New India Assurance Co. Ltd is not only expanding within India, but it is also seeing considerable growth in the international market. The exam is held on a regular basis, and hopefuls look forward to the chance to work for the insurance firm.
Those interested in working in the insurance industry may learn more about the NIACL Exam in the linked page.
NIACL Assistant
New India Assurance Company Limited has a position called NIACL Assistant. The announcement for the post of NIACL Assistant for the year 2021 has yet to be published by the insurance company.
In terms of insurance tests, the NIACL Assistant is a highly sought-after position that is comparable to that of a bank clerk; nevertheless, the salary range, duties, and designation are higher to that of the clerical cadre.
The following are the details of the NIACL Assistant recruiting over the last two years:
| NIACL Exam | ||
| 2017 | 2018 | |
| Conducting Body | New India Assurance Company Limited | |
| Post | Assistant | |
| Vacancy | 976 | 653 |
| Official Notification | March 4, 2017 | July 13, 2018 |
| Official website | https://www.newindia.co.in/portal/ | |
| Mode of Exam | Online |
The number of vacancies released depends upon the requirement of the insurance company. To know more about the NIACL assistant salary, check the linked article.
NIACL Exam pattern includes three stages:
| NIACL Assistant Exam Pattern | Syllabus | Marks |
| Preliminary Exam | Numeral AbilityReasoning AbilityEnglish Language | 100 marks |
| Mains Exam | Reasoning AbilityNumerical AbilityGeneral AwarenessComputer KnowledgeEnglish Language | 250 marks |
| Regional Language Test | — | Qualifying in nature |
The preliminary test is just for qualifying purposes, and the scores earned in the main test are used to determine merit. Shortlisted applicants are invited to take the Regional Language Test once the merit is determined. Candidates who pass the last two stages are hired for the position of NIACL Assistant.
The eligibility criteria for the post of Assistant in NIACL are mentioned below:
- Nationality: Candidate must be a citizen of India or a subject of Nepal or Bhutan.
- Age Limit: Aspirants between 18 years and 30 years of age can apply for the post. However, age relaxation is available for candidates of different categories.
- Educational Qualification: Candidate must be a graduate from any Government recognized University.
NIACL Administrative Officer
Candidates can refer to the notification released by NIACL for recruitment of Assistant on the official website of New India Assurance Company Limited.
For the position of Administrative Officer, the NIACL AO recruitment is held. The exam is conducted in accordance with NIACL's requirements, and applicants interested in applying for the job should keep checking the official website for open positions.
The following are the test details for the NIACL Administrative Officer test in 2016 and 2019:
| NIACL Administrative Officer | ||
| 2016 | 2019 | |
| Conducting Body | New India Assurance Company Limited | |
| Post | Administrative Officer | |
| Vacancy | 300 | 312 |
| Mode of Exam | Online | |
| Official Notification | October 10, 2016 | December 5, 2018 |
The notification for NIACL AO 2021 is yet to be released, and candidates can go through the official site for more details regarding the recruitment process. The 2018 recruitment was conducted for candidates in both Generalist category and Specialist category.
To know more about the NIACL AO salary, check the linked article.
The exam pattern for NIACL Administrative officer is divided into three stages:
- Preliminary Exam
- Mains Exam
- Interview
The NIACL AO exam eligibility 2021 criteria are described briefly:
- Nationality: Must be a citizen of India. Candidates who are subject of Nepal or Bhutan can also apply.
- Age Limits: candidate must be minimum 21 years and maximum 30 years of age
- Educational Qualification: Candidate must be a graduate from any Government recognized University in any discipline for the Generalist category. Candidates with specializations must possess a Bachelor’s degree in their specified field.
NICL
NICL is another very reputable insurance company in India. National Insurance Company Limited was established in 1906 and in 2002 became an independent insurance company in the country.
NICL organizes examination for administrative officers. Reviews are made at certain intervals, depending on the need for the NICL.
NICL AO exam announcement is posted on the official website and candidates can refer to the announcement for details on important dates, vacancies, salary, etc.
Recruitment of AO NICL 2017 is made for general officer positions only. But the 2015 NICL AO recruitment was conducted for administrative staff in various professional categories including finance, legal, automotive engineering, information technology and general officer.
You will find below information regarding AO NICL recruitment done in 2017 and 2015:
| NICL recruitment | ||
| 2015 | 2017 | |
| Conducting Body | National Insurance Company Limited | |
| Post | Administrative Officer | |
| Vacancy | 362 | 205 |
| Mode of Exam | Online | |
| Official Notification | December 2014 | March 30, 2017 |
| Salary | Rs. 36,000 | Rs. 51,000 |
| Official Website | https://nationalinsurance.nic.co.in/ |
The notification for NICL AO 2021 is yet awaited and candidates look forward to this job profile as it is one of the most prestigious posts in the insurance sector.
The exam pattern for NICL AO recruitment 2015 included only two stages, the written exam, and Interview. However, NICL changed the exam pattern for the 2017 recruitment of Administrative Officer. The exam is divided into three stages:
- Preliminary Exam
- Mains Exam
- Interview
Candidates should be aware that the first stage of the test is merely for qualification purposes, and the final merit is determined based on a candidate's performance in the mains test and interview.
Applicants' eligibility is determined by the eligibility criteria specified by NICL in the notice. The following are the qualifying requirements for candidates applying for NICL AO positions:
- Nationality: Candidate must be a citizen of India or a subject of Nepal or Bhutan
- Age Limits: Candidate must not be more than 30 years in age and should have attained the age of 21 years. Age relaxations are available for candidates belonging to certain categories.
- Educational Qualifications: Candidate must possess a Bachelor’s degree in any discipline for NICL AO Generalist category. For candidates applying in the specialized cadre, they must hold a Bachelor’s degree in their specialized field.
OICL
The Oriental Insurance Company Limited (OICL) has developed various types of insurance covers to cater to the needs of both the urban and rural population of India. OICL conducts recruitment for various posts, these posts include:
- Agents
- Assistant
- Administrative Officer (AO)
Among the three above mentioned posts, OICL AO is one of the most sought after jobs in the country. Aspirants await the notification to be released as this job offers a decent salary, job profile and are one the most reputed jobs in the insurance sector.
The OICL AO recruitment is not an annual procedure and the vacancies are released as per the requirement of the insurance company.
The table below shows the details about the OICL AO recruitment for the year 2015 and 2017:
| OICL AO | ||
| 2015 | 2017 | |
| Conducting Body | Oriental Insurance Corporation | |
| Post | Administrative Officer | |
| Official Website | https://orientalinsurance.org.in/ | |
| Mode of Exam | Online | |
| Official Notification | February 10, 2015 | July 31, 2017 |
| Vacancy | 246 | 300 |
| Salary | Rs. 36,000 | Rs. 51,000 |
Aspirants looking forward to applying online for OICL AO recruitment can look for the official notification released by Oriental Insurance Company Limited.
The exam pattern for OICL AO has changed from 2015. The OICL AO 2017 recruitment was conducted in three stages:
- Preliminary Exam
- Mains Exam
- Interview
| OICL Recruitment | |
| Post | Assistant |
| Online Registration | July 10, 2015, to July 28, 2015 |
| Vacancy | 606 |
| Salary | Rs. 15,000 |
| Written Exam | August 2015 |
| Interview | October 2015 |
Candidates applying for any post under the recruitment conducted by OICL, need to satisfy certain eligibility criteria. The criteria differ for people belonging to different categories.
The OICL AO eligibility criteria are as mentioned below:
Nationality: Candidate must be an Indian citizen.
Age Limits: The age limit for candidates must not be more than 30 years and should not be less than 21 years.
Educational Qualifications: The candidate must be a graduate in any discipline for applying in OICL AO Generalist category. For candidates applying for specialized categories, need to be graduate in their specialized fields.
The eligibility criteria for the candidates are mentioned in the notification released by the insurance company. The recruitment details can be found on the official website of Oriental Insurance Company Limited.
UIIC
United Indian Insurance Company (UIIC) is one of India’s largest general insurance companies. The company has a variety of insurance products to provide insurance cover from bullock carts to satellites.
The recruitment under UIIC is conducted for different posts. The posts include:
- Assistant
- Administrative Officer
UIIC AO
Authorizing claims to policyholders in accordance with the insurance company's guidelines is part of the UIIC AO's job description. The departments that a candidate can apply for are determined by the specialisation that he or she chooses while applying for the UIIC AO test.
Aside from that, the role include issuing new policies and examining those brought in by agents, filing and managing claims, and inter-departmental contacts on schemes and policies.
The UIIC Administrative Officer test was last held in 2019, but only for applicants with a background in the medical field. The UIIC AO's most recent significant recruitment campaign took place in 2016.
| UIIC Recruitment | ||
| 2016 | 2019 | |
| Conducting Body | United India Insurance Company | |
| Post | Administrative Officer | |
| Official Website | https://uiic.co.in/ | |
| Official Notification | April 29, 2016 | February 2, 2019 |
| Vacancy | 300 | 12 (only Medical) |
| Mode of Exam | Online | |
| Salary | Rs. 48,000 | Rs. 63,000 |
The UIIC AO recruitment is conducted for specialized categories as well. The number of vacancies depends upon the requirement of the recruiting company. The exam pattern for the recruitment of Administrative Officer in UIIC is as mentioned below:
- Written Exam
- Interview
The UIIC maintains the right to alter the test pattern at any time. Candidates who wish to apply should read the announcement attentively before submitting an application for the test.
The following are the requirements for applicants applying for the position of UIIC Administrative Officer:
- Nationality: Applicant must be a citizen of India
- Age Limit: Candidate must be between 21 years and 30 years in age. Candidates from certain categories are also eligible for age relaxation.
- Educational Qualification: Candidate must be a graduate from any Government recognized University if applying for Generalist cadre. The education qualifications differ for candidates applying in the specialized cadre.
UIIC Assistant
For the recruitment of Assistants, the UIIC Assistant test is held. An Assistant at UIIC has a work profile similar to that of a bank clerk. Client insurance claims are settled, the administrative officer is looked after, and suitable customer service and assistance is provided.
The last time the UIIC Assistant test was given was in 2017, and the year before that was in 2015. The announcement for the year 2021 recruiting is still pending. The details regarding the UIIC Assistant for the years 2015 and 2017 are included in the table below:
| UIIC Recruitment | ||
| 2015 | 2017 | |
| Conducting body | United India Insurance Company | |
| Post | Assistant | |
| Vacancy | 750 | 696 |
| Official Notification | July 7, 2015 | August 14, 2017 |
| Mode of Exam | Online | |
| Salary | Rs. 17,000 | Rs. 23,000 |
The eligibility criteria for UIIC Assistant recruitment is, as mentioned below:
- Nationality: Candidate must be a citizen of Indian
- Age Limits: Candidate must be between 18 years and 28 years of age. Age relaxation is applicable for candidates from different categories.
- Educational Qualification: The candidate must be a graduate from any Government recognized University with a Bachelor’s degree in any discipline. The candidate must also be well versed with the regional language of the state of recruitment.
IRDA
The Insurance Regulatory and Development Authority (IRDA) is a legislative organisation established by Parliament by legislation. The Insurance Regulatory and Development Authority of India (IRDA) is the country's highest regulator of the insurance industry. The IRDA exam is held at regular intervals and for the following positions:
- Assistant Manager
- Manager (Grade B)
- Assistant General Manager (Grade C)
- Deputy General Manager (Grade D)
- General Manager (Grade E)
Among the posts mentioned above, the recruitment for IRDA Assistant Manger is conducted for graduates. The recruitment for all the other posts is conducted for candidates who have attained a minimum age of 45 years.
Get the latest information regarding the upcoming IRDA exam at the linked article.
The table below shows the details about the recruitment of Assistant Manager in IRDA for the year 2017:
| IRDA | |
| Conducting Body | Insurance Regulatory and Development Authority of India |
| Post | Assistant Manager |
| Official Website | https://www.irdai.gov.in/ |
| Vacancy | 30 |
| Official Notification | August 8, 2017 |
| Salary | Rs. 81,000 |
The exam is not an annual process, and IRDA recruitment is conducted based on the requirement of the company. The IRDA Assistant Manager exam 2017 was conducted for different specializations. The specializations beings legal, actuarial, accounts, and general.
The exam pattern for the post of Assistant Manager in IRDA is a three-stage exam:
- Preliminary Exam (Objective)
- Written Exam (Descriptive with 3 papers)
- Interview
0 Comments